CaptiveLedger is the compliance system of record for captive insurance — domicile rulebooks encoded from primary authority and compiled into a living calendar for every captive you manage. Built for independent captive managers, in development now.
Design-partner conversations open now. No spam, no list sales — one email when the doors open.
Each domicile's filing calendar, capital requirements, approval triggers, and investment rules — encoded from the statutes and regulations themselves, versioned as the law changes, with the citation on every rule.
Every rule carries its verification status. Anything not confirmed against primary authority is badged, excluded from alerting, and queued for review. Unknown beats plausible — by design, not by policy.
Premium-cap monitoring against the indexed limit ($2.9M for 2026 — a parameter, never a hardcoded constant), both diversification tests computed from the policy register, and loss-ratio surveillance with forward projection.
Sister-state statutes use near-identical language with different numbers. We treat that as the central engineering problem — nothing ships by analogy.
One platform that tracks every obligation a captive owes its domicile — reports, premium taxes, audits, actuarial opinions, renewals, governance — compiled from the domicile's own statutes and regulations, with the citation attached to every deadline. Not a spreadsheet, not institutional memory, not a calendar someone built in 2019.
Vermont, Missouri, and Arkansas, then outward. Each rulebook is encoded from primary sources and versioned as the law changes — when a legislature amends a deadline, your calendar updates with a diff, not a surprise.
Premium-cap monitoring against the indexed limit — $2.9 million for taxable years beginning in 2026, per Rev. Proc. 2025-32, stored as a parameter with an effective date because it changes — plus both diversification tests computed from your policy register, and loss-ratio surveillance with forward projection.
Every rule records whether it was verified against primary authority, how, and when. Anything unverified is badged on its face and excluded from automated alerting until it's confirmed. Unknown beats plausible.
Independent and mid-tier captive management firms. In development now; design-partner conversations are open — the early-access list above is where they start.